Did you know that only 11% of identity theft takes place online? You're much more likely to have your identity stolen or discovered on paper, and chances are the bad guy (or gal) will be someone you know...

"The 2005 Identity Fraud Survey Report shows that despite growing fears about identity theft and online fraud, of the victims that know the identity and method used by the criminal, these crimes are more frequently committed offline than online. Internet-related fraud problems are actually less severe, less costly and not as widespread as previously thought.

"Further, the study concludes that those who access accounts online can provide earlier detection of crime than those who rely only upon mailed monthly paper statements."

Those of us who work in the field have known this for some time. And those of us who do our banking and other important transactions online also know we'll notice if something gets out of the ordinary, and we won't have to wait for a paper statement or a bounced check to tip us off.

How safe are you? Take the quiz. If there's anything you should be aware of in this day and age, it's how to protect your personal information.

Here's my results:

Your Score is 10
Please note that a perfect score is 0 and the worst possible score is 100; a typical score is 38.

How did you score?